Waterfront - Primary on Main
Address
121 White Oak Drive, Warne, NC
Price
$ 389,900
Property Attributes
- MLS#98544493
- TypeSingle Family
- Listing Status Active
- CountyCLAY
- CityWarne
- AreaWhite Oak Subdivision
- NeighborhoodWarne
- Zip28909
- StyleSingle Family Residence
- Year Built2000
- Price$ 389,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Lot Size3.5 Acres
Data Source:
North Carolina Regional MLS (NCRMLS)
Property Description
Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!
| Elementary School | Middle School | High School |
|---|---|---|
| Hayesville Elementary School | Hayesville Middle School | Hayesville High School |
| Price History | |
|---|---|
| 6/1/2026 | Listed $389,900 |
General Features
| Living Area | 0.0 |
|---|---|
| Heating | Propane,Fireplace(s),Electric,Heat Pump |
| Cooling | Central Air |
| Utilities | Fiber Optic |
| Possession | Close Of Escrow,At Closing |
| Roof | Composition |
| Appliances | Refrigerator,Range,Dishwasher |
| Zoning | None |
| HOA Fee | 430.0 |
| Patio/Porch Features | Deck,Porch |
| Pool Features | None |
| Security Features | Smoke Detector(s) |
| Construction Materials | Vinyl Siding,Wood Frame |
| Year Built | 2000 |
| View | Pond,Mountain |
| Levels | One and One Half |
| Property Subtype | Single Family Residence |
| Parcel Number | 543800887858 |
| Assoc Fee Paid Per | Annually |
| County | Clay |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | No |
| Association Amenities | Maintenance Roads,Water |
| HOA | Yes |
| Attached Garage | No |
| Subdivision Name | White Oak Subdivision |
| Garage Y/N | No |
| Other Structures | Outbuilding |
| Total Rooms | 5 |
| Full Baths | 2 |
| Status | Active |
| Directions | From downtown Murphy,64E to (R) on Old 64,go thru Brasstown to Warne,(R) Young Harris Hwy,(L) Pisgah,(R) White Oak Drive to 4th driveway on (L). Driveway goes around far side of house for turnaround. |
| High School | Hayesville |
| City | Warne |
| Association Name | White Oak |
| Lot Size Units | Acres |
| Lot Size Square Feet | 152460.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | Hayesville |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Hayesville |
| Property Condition | Completed |
| Lease Considered Y/N | No |
| Structure Type | Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Lot | 28/29 |
| Legal Description | 3bd/2.5 bath chalet on lots 28 & 29 White Oak Subdivision,Warne,NC |
| IslandOrMainland | Mainland |
Interior Features
| Interior Amenities | Vaulted Ceiling(s),Ceiling Fan(s),Basement |
|---|---|
| Basement | Finished,Full |
| Flooring | LVT/LVP,Carpet,Vinyl |
| Furnished Y/N | Unfurnished |
| Water Heater | Electric |
| Total Fireplaces | 1 |
| Master Bed Level | Primary Living Area |
| Total Stories | 2 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Half Baths | 1 |
| Laundry Features | Dryer Hookup,Washer Hookup |
| Total Bedrooms | 3 |
| Attic Features | Access Only |
| Entry Level | 1 |
| Room Type | Master Bedroom,Living Room,Dining Area,Bedroom 1,Bedroom 2,Other |
| Total Baths | 3 |
| Living Area Range | 0 - 200 |
| SmokingYN | No |
Exterior Features
| Exterior Amenities | Garden,Gas Log |
|---|---|
| Exterior Finish | Vinyl Siding |
| Fencing | None |
| Parking Features | Gravel,No Garage |
| Lot Features | Stream,Gentle Sloping,Landscaped |
| Water Source | Shared Well |
| Total Parking | 4.0 |
| Lot Size Area | 3.5 |
| Foundation Details | Block,Permanent |
| Spa | No |
| Building Area Total | 0.0 |
| Lot Dimensions | 3.66 +/- Acres |
| Lot Size Acres | 3.5 |
| Road Surface Type | Paved |
| Frontage Type | Creek |
| Waterfront Y/N | Yes |
| Road Frontage Type | Asphalt,Paved |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28909
Price
Year Built
Visits
Northeast Georgia Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC, and is updated as of September 21, 2026 5:03 PM UTC All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Old Town Brokers shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any
